Home

Notice to our Customers

Effective April 1st / 2024 Mac James Motors will no longer be selling or financing used vehicles

With the assistance of our exclusive lender, Alberta Auto Credit, we will continue to service our existing customers with the same level of service you have come to expect over the last 30 years.

Starting April 01st /2024, you can contact us by phone, email, or text. Our office will be open by appointment only.

Our location and contact information have not changed, the best way to reach us is as follows:
Phone: 780-439-3377
Email: aac@aacredit.ca
Text: 780-446-0107
Location: 9111-34 A ave, Edmonton, Alberta T6E 5T6

Thank you to all our Mac James customers. Your unwavering support has been our foundation of success.

The retirement of key personnel has led to the difficult decision to “retire” Mac James Motors.

Looking back, we had a remarkable journey. We sailed through the highs and lows all businesses face and even a few unexpected challenges. With the support of great customers and a dedicated staff, Mac James Motors retires with a legacy of quality, integrity, and service.

Thanks,
The Management and Staff
Mac James Motors

The Credit Cure for the Get a Car Blues

 GOOD CREDIT – NO CREDIT – BAD CREDIT CAR LOANS

2020/5/15  

Service and website was great! Neil was great to deal with and I will come back again as this is my 5th car/ truck with Mac James. Will let others know how they did.

Robert Jones       Edmonton   
awesomely 2018-03-08  

Awsomely

Dwayne Maloney       Red Deer   

  WE ARE LOCATED AT

WHY BUY A USED CAR FROM MAC JAMES MOTORS?

Mac James ICONS_JULY11-orange list2

1. The Best Bad Credit Car Loan Terms in Edmonton

We offer the best terms, the best interest rates, and the best down payment plans in Edmonton; we will not be beaten by anyone.

Mac James ICONS_JULY11-orange_list

2. Quality Used Cars & Trucks – Edmonton & Red Deer

Quality vehicles, all independently inspected and reconditioned. View the complete inspection and repair reports for each vehicle on our inventory page. We also provide a FREE CarProof vehicle history report for all our vehicles.

Mac James ICONS_JULY11 orange- book

3. Custom Auto Finance Plans

Custom Finance Plans that fit everyones’ needs. Good credit, bad credit or no credit – no problem. Our Edmonton bad credit car loan team creates auto loan packages that fit your needs. There’s no need to shop your credit around town.

Mac James ICONS_JULY11-orange lady

4. Sales Staff You Can Trust

Deal with one person; before, during, & after the sale. Build a relationship you can trust with experienced salespeople. Our Edmonton & Red deer sales staff have been with Mac James on average 14+ years.

Mac James ICONS_JULY11-orange car

5. Edmonton Bad Credit Car Financing Since 1994

Since 1994 we’ve been an honest, open dealership providing bad credit cars in Edmonton and area, with no surprises (see our testimonials).

Mac James ICONS_JULY11-orange office

6. Personal Followup

We provide a personal follow up after the sale, including help with unforeseen repair bills – just one of the reasons why thousands of our Edmonton & area customers keep coming back.

How To Change Your Oil

It’s something inevitable that all car owners have to face: getting your car’s oil changed. However, changing your oil can add up. The good news is that you can save some money by changing your car’s oil yourself! All it takes is the correct identification of car parts and proper equipment.     1. Supplies [...]

The Best Cars For New Drivers

You did it! You passed your road test, and now the next step is getting yourself a vehicle to hit the road in. There’s just one problem: you don’t know which brand or model to call yours. Worry not, below you will find some of the most reliable and trustworthy cars for new drivers!   [...]

10 Commonly Recycled or Reclaimed Salvage Car Parts You Probably Didn’t Know About

According to Toyota, the average modern car is made up of over 30,000 separate parts, including nuts and bolts. Pare it down to the major components and even then you will have over 1000 of these, divided into major systems like the engine, transmission, chassis, brakes, electronics, and more.    Over time all of these [...]

used car dealers St Albert

There is a common misconception that plagues society, in regards to financing a car through the dealer. Many assume that the dealership's finance department has full control of approving and declining loans. The truth is that dealers help in arranging car-financing programs. They act as an agent for other institutions that offer loan packages.

Dealers work with a finance interest rate of up to 2.5 percent from the original charges. Some businesses will increase additional rates to pocket a more significant difference. You should pick one that has the best loan terms and a fast pre-approval process to ease the transaction and financial burden.

Should you get a preapproved loan?

You will find that most lenders are willing to negotiate when you choose to acquire a preapproved loan. You have the advantage of keeping open options while shopping for the best dealership or program. The process will also prepare you for purchase with by availing the following information:

  • Affordability of the deal
  • The monthly payments of various prices. You should work with a dealer who can include you in the process of determining the best monthly payment
  • The available interest rates - A good dealer will offer you several options

Why choose our preapproval loaning system?

Used car dealers in St Albert have an incredibly easy preapproval process. Our system does not place a lot of emphasis on bad credit or lack of one. Our company began offering preapproved loans in various regions of Alberta in 1994.

Choosing our team assures you of continued privacy and flexibility. We do not share your details with third parties like other lending systems and auto shops. The internal financial department of the firm individualizes all clients' credits to accommodate situations that allow them to purchase the car of their choice.

It is possible to get the newest models in our yard without credit or with a bad one. Choose any of the trucks, minivans, or trucks in the store to begin the preapproval process.

Process of getting preapproval for a loan

There are a couple of steps towards acquiring a preapproved loan.

Credit score

Lenders will review your credit history to determine your purchasing power. They will also be able to predict your likeliness of repaying the loan in the stipulated time. Some used car dealers in St. Albert, and other regions will have promotional offers for clients with a promising credit score. Use a free online tool to check your score to ascertain your qualifications for entry.

General information

Getting a preapproved loan is a financial transaction with the exchange of vital information. Mac James Motors will ask you to give the following information:

  • Identity details as per your passport, military ID or driving license
  • Income
  • Employment information
  • Presence of other debt programs
  • Social security number
  • A vehicle insurance program

Our dealership will acquire your credit score and find the best pricing range of your intended purchase. We have friendly interest rates that will compliment your lifestyle and allow you to have a comfortable repayment program. Talk to one of our esteemed sales agents to activate your partnership.

Mac James Motors
7804777722
14444 Mark Messier Trail NW
Edmonton AB T6V 1H5 CA

View Larger Map