The Albertan way to buy a vehicle



Bad credit car loans, no credit car loans or poor credit car loans are no problem at Mac James Motors. We have been helping customers with bad credit car loans in Edmonton and across Alberta since 1994. We don’t shop your credit application to other lenders and all of our auto loans are provided by our own in-house auto financing company in Edmonton. This allows us to provide flexibility and personalization for all types of credit situations. We provide bankruptcy, no credit and bad credit auto financing on newer model cars, trucks and minivans.

The Credit Cure for the Get a Car Blues

 Newest Used Car Inventory


Excellent service, very helpful! | 2017-08-02  

Excellent service, very helpful!

David Langley       Red Deer   
Helpful! - 2017-10-10  

This is our second vehicle with Mac James. The staff has always been helpful! I recommend Mac James to anyone I know that needs a vehicle!

Erika Letendre       Edmonton-South   


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1. The Best Bad Credit Car Loan Terms in Edmonton

We offer the best terms, the best interest rates, and the best down payment plans in Edmonton; we will not be beaten by anyone.

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2. Quality Used Cars & Trucks – Edmonton & Red Deer

Quality vehicles, all independently inspected and reconditioned. View the complete inspection and repair reports for each vehicle on our inventory page. We also provide a FREE CarProof vehicle history report for all our vehicles.

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3. Custom Auto Finance Plans

Custom Finance Plans that fit everyones’ needs. Good credit, bad credit or no credit – no problem. Our Edmonton bad credit car loan team creates auto loan packages that fit your needs. There’s no need to shop your credit around town.

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4. Sales Staff You Can Trust

Deal with one person; before, during, & after the sale. Build a relationship you can trust with experienced salespeople. Our Edmonton & Red deer sales staff have been with Mac James on average 14+ years.

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5. Edmonton Bad Credit Car Financing Since 1994

Since 1994 we’ve been an honest, open dealership providing bad credit cars in Edmonton and area, with no surprises (see our testimonials).

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6. Personal Followup

We provide a personal follow up after the sale, including help with unforeseen repair bills – just one of the reasons why thousands of our Edmonton & area customers keep coming back.

How To Improve Your Car Trade-In Value

You’ve put your mind and wallet to work and have finally reached a  financial position to purchase a new vehicle. Now, what are you going to do with your current car? You don’t want to pay for two vehicles, and you haven’t the time to go through the tedious work of selling it privately; setting [...]

Mac James – Meet Our Employees

We’ve helped customers across Alberta find their dream cars and improve their credit since 1994… but who are “we”?  We are a team dedicated to providing personalized solutions for all types of credit situations. After 25 years of serving you, we want to introduce you to some of the people that make up our work [...]

Mac James Dictionary: Common Dashboard Warnings

We are not all mechanics. Most of us can’t quite understand the language our cars speak. Not many of us have the skills to run a full diagnostic analysis of our vehicles either. This means your dashboard is your main translator for the rest of the car.   These days dashboards are becoming much more [...]