The Albertan way to buy a vehicle



Bad credit car loans, no credit car loans or poor credit car loans are no problem at Mac James Motors. We have been helping customers with bad credit car loans in Edmonton and across Alberta since 1994. We don’t shop your credit application to other lenders and all of our auto loans are provided by our own in-house auto financing company in Edmonton. This allows us to provide flexibility and personalization for all types of credit situations. We provide bankruptcy, no credit and bad credit auto financing on newer model cars, trucks and minivans.

The Credit Cure for the Get a Car Blues

 Newest Used Car Inventory


Fantastic!- 2018/07/20  

It was fantastic! I would tell people to come here, everyone is very friendly and they go out of there way to help you!

Ivy Toope       Edmonton-South   
Helpful! | 2017-09-14  

Best experience I ever had. So helpful, they stick to their word when they tell you what they're going to do. Make you feel like family. I can honestly say I love Mac James Motors.

Richard Klyne       Edmonton North   


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1. The Best Bad Credit Car Loan Terms in Edmonton

We offer the best terms, the best interest rates, and the best down payment plans in Edmonton; we will not be beaten by anyone.

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2. Quality Used Cars & Trucks – Edmonton & Red Deer

Quality vehicles, all independently inspected and reconditioned. View the complete inspection and repair reports for each vehicle on our inventory page. We also provide a FREE CarProof vehicle history report for all our vehicles.

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3. Custom Auto Finance Plans

Custom Finance Plans that fit everyones’ needs. Good credit, bad credit or no credit – no problem. Our Edmonton bad credit car loan team creates auto loan packages that fit your needs. There’s no need to shop your credit around town.

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4. Sales Staff You Can Trust

Deal with one person; before, during, & after the sale. Build a relationship you can trust with experienced salespeople. Our Edmonton & Red deer sales staff have been with Mac James on average 14+ years.

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5. Edmonton Bad Credit Car Financing Since 1994

Since 1994 we’ve been an honest, open dealership providing bad credit cars in Edmonton and area, with no surprises (see our testimonials).

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6. Personal Followup

We provide a personal follow up after the sale, including help with unforeseen repair bills – just one of the reasons why thousands of our Edmonton & area customers keep coming back.

Looking For Affordable Car Insurance? Some friendly tips

While car insurance is a legal necessity to driving, not all coverage is the same. Any quote you get will differ by some degree, depending on the driver’s experience, the car being insured, the company providing the coverage and the city you live in. Doing some research online and calling around to get quotes are [...]

Automatic vs. Manual Transmissions

When shopping for your next vehicle–new or used– it is a good idea to understand what decisions you are going to have to make. Probably the most important part to factor in will be your transmission style: automatic or manual. Are you not certain of the differences? Not sure which transmission style works best for [...]

Dashboard GPS Systems – Are they still worth it?

In past years, navigation systems were an important and functional luxury to have in your car. Not only could they keep you from getting lost on your drive, they also increased your resale value. From handheld units with a dashboard insert to onboard touch screens, navigation systems were a device of the Future. Now that [...]