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Red Deer's Best Used Car Dealer
& Auto Loan Provider



Bad credit car loans, no credit car loans or poor credit car loans are no problem at Mac James Motors. We have been helping customers with bad credit car loans in Red Deer, Edmonton and across Alberta since 1994. We don’t shop your credit application to other lenders and all of our auto loans are provided by our own in-house auto financing company in Edmonton. This allows us to provide flexibility and personalization for all types of credit situations. We provide bankruptcy, no credit and bad credit auto financing on newer model cars, trucks and minivans.

The Credit Cure for the Get a Car Blues

 Newest Used Car Inventory in Red Deer & Edmonton



I was treated with nothing but respect! Having to take a step backwards financially in my life. Mac James has made this an easy experience!

KELLY FURNELL       Edmonton-South   
More than expectation 2018-11-22  

More than met expectation

Chris Woods       Red Deer   


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1. The Best Bad Credit Car Loan Terms in Edmonton

We offer the best terms, the best interest rates, and the best down payment plans in Edmonton; we will not be beaten by anyone.

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2. Quality Used Cars & Trucks – Edmonton & Red Deer

Quality vehicles, all independently inspected and reconditioned. View the complete inspection and repair reports for each vehicle on our inventory page. We also provide a FREE CarProof vehicle history report for all our vehicles.

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3. Custom Auto Finance Plans

Custom Finance Plans that fit everyones’ needs. Good credit, bad credit or no credit – no problem. Our Edmonton bad credit car loan team creates auto loan packages that fit your needs. There’s no need to shop your credit around town.

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4. Sales Staff You Can Trust

Deal with one person; before, during, & after the sale. Build a relationship you can trust with experienced salespeople. Our Edmonton & Red deer sales staff have been with Mac James on average 14+ years.

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5. Edmonton Bad Credit Car Financing Since 1994

Since 1994 we’ve been an honest, open dealership providing bad credit cars in Edmonton and area, with no surprises (see our testimonials).

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6. Personal Followup

We provide a personal follow up after the sale, including help with unforeseen repair bills – just one of the reasons why thousands of our Edmonton & area customers keep coming back.

The Mac James Process– Its Alberta’s Way to Buy a Used Vehicle.

Maybe the clunker kicked the bucket or you’re looking for your first set of wheels, getting a new vehicle can be a real hassle. At Mac James we can help. As Alberta’s number one pre-owned dealership, we are often asked, “How does your process work? What do I need to do to get a vehicle [...]

Top 5 Vehicle DIY Repairs Under $100

Owning and maintaining a vehicle can be an expensive proposition. In order to keep your vehicle in optimal condition, it is essential to get it serviced on a regular basis and promptly address issues that can crop up. All this can severely dent your pocket.  A recent Canadian Automobile Association (CAA) survey estimates that routine [...]

How Your Credit Works and How to Make It Work For You!

“What is a credit score? Do I have one? How can I make it better?” All valid questions when it comes to asking a lender for a loan. It’s a three number grade that let’s lenders and financial institutions decide whether or not to permit you to borrow large amounts of money and what interest [...]