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Red Deer's Best Used Car Dealer
& Auto Loan Provider



Bad credit car loans, no credit car loans or poor credit car loans are no problem at Mac James Motors. We have been helping customers with bad credit car loans in Red Deer, Edmonton and across Alberta since 1994. We don’t shop your credit application to other lenders and all of our auto loans are provided by our own in-house auto financing company in Edmonton. This allows us to provide flexibility and personalization for all types of credit situations. We provide bankruptcy, no credit and bad credit auto financing on newer model cars, trucks and minivans.

The Credit Cure for the Get a Car Blues

 Newest Used Car Inventory in Red Deer & Edmonton


Extremely helpful! - 2017-12-27  

Jason looked after us very well and was extremely helpful.

Bruce Murray       Edmonton North   
Great Service!- 2018/07/16  

Quick, clear and professional! Great Service All Around!

Jessie Vanden Enden       Edmonton-South   


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1. The Best Bad Credit Car Loan Terms in Edmonton

We offer the best terms, the best interest rates, and the best down payment plans in Edmonton; we will not be beaten by anyone.

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2. Quality Used Cars & Trucks – Edmonton & Red Deer

Quality vehicles, all independently inspected and reconditioned. View the complete inspection and repair reports for each vehicle on our inventory page. We also provide a FREE CarProof vehicle history report for all our vehicles.

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3. Custom Auto Finance Plans

Custom Finance Plans that fit everyones’ needs. Good credit, bad credit or no credit – no problem. Our Edmonton bad credit car loan team creates auto loan packages that fit your needs. There’s no need to shop your credit around town.

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4. Sales Staff You Can Trust

Deal with one person; before, during, & after the sale. Build a relationship you can trust with experienced salespeople. Our Edmonton & Red deer sales staff have been with Mac James on average 14+ years.

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5. Edmonton Bad Credit Car Financing Since 1994

Since 1994 we’ve been an honest, open dealership providing bad credit cars in Edmonton and area, with no surprises (see our testimonials).

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6. Personal Followup

We provide a personal follow up after the sale, including help with unforeseen repair bills – just one of the reasons why thousands of our Edmonton & area customers keep coming back.

5 Things You Need to Know About Financing a Car

Navigating the auto-financing language barrier can be tricky. Just saying yes at the dealership can be your greatest mistake when financing your new or slightly used automobile. There are a few things that you need to understand before committing to one of the most important purchases you can make. What methods to use to pay [...]

‘Tis The Season (or is it?) — When is best to buy a car from the dealership?

It’s in your budget, you’ve been itching to drive it, and the model you are looking for is ready to roll off the lot. Why not save a bit of money while you’re at it? Your best friend and negotiating tactic is Time. When is it the best time to buy a vehicle you’ve been [...]

Six Cool Cars Remodelled for 2019!

Although Mac James Motors specializes in used models ranging from 2-10 years old, it doesn’t mean we can’t be excited for the remodelling of some of the worlds coolest production line cars. > No credit? Bad credit? Get approved today with Mac James Motors << Audi A8 Fairly reminiscent to the original Quattro, the A8 [...]